Morristown Public Adjusters

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Need Property Damage Help?

If you have a property damage claim but aren’t sure where to start, or if you’ve already filed a claim but have been ghosted, underpaid, or denied by your insurance company, a Morristown Public Adjuster can help. 

A study by OPPAGA (Florida’s Office of Program Policy Analysis & Government Accountability) found that claims represented by a Public Adjuster received an average increase of 747% in claim settlement amount. Don’t let your carrier give you the run around—hire an advocate to seek a maximum settlement and push your claim forward. 

IMAGE: Storm Property Damage Claim

Public Adjusters Are Consumer Advocates

Public Adjusters work for you (the policyholder), not the insurance company. In New Jersey, Public Adjusters are required to be licensed and bonded in order to adjust claims. This helps protect consumers by ensuring proper training for adjusters and a recourse against bad actors.

Morristown Public Adjusters can help you navigate all types of property damage claims.

  • Hail - Hailstorms can cause major damage to your roofs and windows, especially.
  • Wind - Tornadoes, hurricanes, and high winds can cause damage to the roof and shingles, as well as structural damage and foundation shifting.
  • Water - Burst pipes and storms can cause water damage that can often lead to compounding mold issues if not dealt with properly. 
  • Flood - Flood damage from rising waters can damage flooring, drywall, personal possessions, electrical systems, and also cause structural damage and foundation shifting.
  • Fire - Fire and smoke damage can destroy a building in part or in its entirety, damaging your belongings and compromising the structural integrity of your home.

With the frequency of extreme weather events increasing year-over-year, property owners can expect to see more catastrophic damage moving forward. 

INFOGRAPHIC: How a Public Adjuster maximizes your insurance claim payout

Understanding Your Coverage is Half the Battle

A Morristown Public Adjuster will help you understand your policy and whether the damage is considered a covered loss. They will guide you through your dense policy document to identify specific sections of relevance for your claim. 

"Our role involves educating clients about the extent of their damages and empowering them to make informed decisions during the claims process based on their insurance policy." —Ted Patestos, Tiger Adjusters®


Tiger Adjusters® is a national public adjusting franchise that prioritizes Public Adjuster ethics and consumer advocacy. Our local Tiger Adjusters team is familiar with the Morristown area and is well-versed in working with the insurance carriers operating in New Jersey. They are ready to respond immediately to set an inspection and get your claim moving.

During a thorough damage inspection, your Public Adjuster will document the damage and then prepare an estimate report.

Once you hire Tiger Adjusters, our team will handle all negotiations and communications with your carrier.

Your Public Adjuster will advocate for a fair settlement and keep you informed every step of the way.

Common Questions For Public Adjusters

ICON: Letter of Representation

Will I have to sign a contract?

Yes, all Public Adjusters must present you with a Letter of Representation which clearly explains the fee structure, gives explicit permission for them to represent your claim, and provides important state-mandated disclosures.

ICON: Public Adjuster Insurance Carrier Negotiation

How involved will I have to be?

When the negotiations begin, you can sit back and relax—we’ve got this. We know the ins and outs of New Jersey insurance regulations, and we know the typical tactics that carriers use to wrongfully deny or underpay claims. Insurance companies hate to see us coming.

ICON: Settlement Offer

How much does a Public Adjuster cost?

Public Adjusters charge a percentage of the claim settlement amount, however, they charge on a contingency fee basis, so you will not be billed for services unless they recover additional settlement money for you. You will also not be expected to pay until you receive your settlement check.

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